Philip Krugel
Highly dynamic and passionate about business operations, Philip has a diploma in business management and over 5 years of experience as a financial controller in the digital marketing and wholesale distribution industry.
- Region
- United Kingdom
- Based in
- Cape Town, South Africa
- Interests
- Financial planning, Business performance & KPIs, Operational efficiency, Budgeting & cash planning, Business process improvement
- Services
- Budgeting, forecasting & cash planning support, Management reporting & KPI dashboards, Operational process design & improvement, Finance operations (payruns, invoicing, vendor management), Cross-functional project support (HR / advisory / internal initiatives)

Philip grew up in Vryheid, South Africa but now lives in Cape Town. Highly dynamic and passionate about business operations, Philip has a diploma in business management and over 5 years of experience as a financial controller in the digital marketing and wholesale distribution industry.
In his free time, you will find him exploring Cape Town’s nature spots and working on his fitness. He is constantly looking to grow and loves the thought of a new challenge.
Insights Philip Krugel has written

Q4 2025 analysed: What actually happened
ForesightThe final quarter of 2025 exposed how family offices operate when delay is no longer an option. Decisions around capital control, governance, jurisdiction, and risk moved from theory to execution. This insight analyses what those choices reveal about the sector’s current phase.

Why transparency now defines quality in private credit
InvestmentsPrivate credit’s next phase will reward transparency and focus over scale, as investors seek clarity, alignment, and real understanding of risk.

From data to dialogue with Masttro Intelligence
DigitalExploring how Masttro Intelligence helps family offices move beyond aggregation, turning complex data into clear, actionable insight.

The future-ready family office: Governance and AI
DigitalFrom Francois’ interview on Wealth Insider, this article explores how family offices are balancing tradition and innovation to thrive in a fast-changing landscape.

Family Offices Q3 2025: When Strategy Met Structure
GovernanceThis article explores how family offices entered Q3 2025 with a sharper focus on structure, translating strategic intent into measurable operational change.

Titans of Capital: The 20 Largest Family Offices in Europe
StrategyAs family offices continued to grow steadily across the globe over the past decade, so did their investment strategies, leading them to become more successful over time. Here is a list of Europe’s 20 best-performing family office organisations, based on their assets under management.

Law change impacting LLCs in the US: A wake-up call for family offices
CompliancePennsylvania’s shift to annual LLC reporting highlights the growing complexity of multi-state compliance, with direct implications for US family offices.

Clockwork’s Summer Solstice Report 2025
Impact & ESGClockwork’s Summer Solstice Report 2025 shows how family offices are quietly becoming some of the most disciplined and dynamic investors in the market. With direct capital, flexible timelines, and deep sector conviction, they’re stepping into a strategic role while others wait on the sidelines. This piece unpacks the report’s key insights, from the rise of bespoke dealmaking to shifts in liquidity strategy and impact investing, and explores how family offices are using this moment to move with intention, not inertia.

Family Offices in Q2 2025: The Four Major Shifts
NewsFamily offices aren’t standing still, and Q2 2025 made that clear. While headlines may focus elsewhere, beneath the surface, these firms are navigating major shifts in regulation, digital infrastructure, generational leadership, and global strategy. From AI tools moving into core workflows to wealth migration accelerating ahead of policy changes, the second quarter revealed a sector quietly but decisively repositioning itself. In this piece, we explore what’s changing, what it signals, and what forward-thinking offices are doing about it.

Interest rates reshaping family office strategy
InvestmentsSimple explores how policy divergence, inflation shifts, and rate uncertainty are reshaping family office investment strategies in 2025, from fixed income to liquidity planning and cross-border resilience.

Fractional CFOs for family offices: Smart financial leadership
OperationsDiscover how a fractional CFO empowers family offices. We detail how outsourced CFOs provide flexible, strategic financial leadership without the full-time burden.

The UHNWI of 2025: more complex, more global, more connected
Next GenerationWhat does it really mean to be ultra-wealthy in 2025? It’s no longer just about having $30 million—it’s about building an ecosystem to manage complexity across borders, generations and asset classes. Here’s how the world’s wealthiest are evolving.

The role of a family office consultant
GovernanceAs wealth management grows increasingly complex, the demand for specialised family office consultants has surged. These experts bridge the gap between legacy wealth preservation and modern financial challenges, offering tailored solutions for tax optimisation, generational transitions, and investment strategy.

Family offices in Q1 2025: The quiet revolution
NewsFamily offices may seem quiet from the outside, but Q1 2025 revealed a sector in transformation. From AI adoption and cybersecurity risks to the generational power shift and Asia’s regulatory chessboard, the changes are profound. In this piece, we unpack the trends shaping the future of private wealth—and why ignoring them could mean falling behind.




