Vault provides tailor-made insurance solutions for affluent individuals and families. It offers coverage options in all 50 states, and partners with local brokers and agents to offer the best service experience for their customers.

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About the business

Vault offers high-net-worth personal insurance and customised solutions for individuals and families. Our affluent customers have unique needs that do not fit into a neat box. We look at the bigger picture to provide customised solutions, exceptional service, and risk management to protect your legacy proactively.


Vault was founded by Scott Carmilani in 2017 in St. Petersburg, Florida.

About the team

Scott Carmilani serves as the Executive Chairman and CEO of Vault. Previously, Scott worked at AIG from 1987 to 2002, holding various underwriting and management positions.

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Simple solutions for complex times.